iOS App · Join the Waitlist

Log your money.
Watch your freedom year
get closer.

Stack shows the exact year you can stop needing a job — then tells you what move gets you there fastest. Updated every time you log.

No bank linking required · Free

Try the calculator first →
Stack FI tracker

Find Your Number

What's your freedom year?

Move the sliders. Your number updates live.

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Freedom Year

Your freedom year.
Live.

Stack calculates the exact year your investment portfolio will cover your living expenses — not a rough estimate, the actual year. It updates every single time you log.

Freedom year recalculated on every log
7% real return compound model
See where you rank vs your age group
Stack Freedom Year tracker
Stack daily logging

Daily Logging

60 seconds.
Log it. Watch it move.

One-tap preset amounts. Income and expenses in a single view. No spreadsheets, no categories to maintain. Just log what happened today and Stack handles the math.

Quick-add presets — +$100, +$500, -$25 in one tap
Daily streak tracker keeps the habit going
Weekly momentum bar shows your logging consistency

What If

Your best move.
Calculated.

Stack identifies your single highest-impact financial move and shows you exactly how many years it saves. One client deal. A raise. Cutting rent. See the year shift before you decide.

"Best Move Right Now" — AI-recommended scenario
Preset scenarios: raise, side hustle, rent cut
See the year change instantly as you adjust
Stack What If simulator
🏆Top 3% for your age group
Savings rateTop 8%
Net worth trajectoryTop 5%
FI progress speedTop 3%

Peer Benchmarking

Top 3%
for your age group.

Most people have no idea where they actually stand. Stack shows you exactly — not a vague letter grade, a real percentile ranking based on savings rate, net worth trajectory, and FI progress compared to real people your age.

Savings rate percentile vs your age cohort
Net worth trajectory ranking
FI progress speed compared to peers

Privacy First

Your data. Your device.

No bank linking

Log manually in under 60 seconds. No Plaid, no credentials, no third-party access.

Data stays on device

Stack runs locally. Your income and expenses never touch our servers.

Free forever

Core features are free. No trial period, no bait and switch.

What People Say

Specific outcomes. Real people.

“I had no idea my design side hustle was only making me $6/hour after time. Stack showed me in 30 seconds. Dropped it and moved my freedom year from 2048 to 2043.”

M

Maya L., 25

Marketing + freelance design · Austin

“Every finance app I tried couldn't handle the month my consulting paid $8,000 and my salary paid $0. Stack just handles it. My freedom year is 2037 and watching it move is addictive.”

D

Daniel K., 28

Software engineer + consulting · SF

“I thought I would never retire. Now I can see exactly when I will. 2046 felt hopeless. Stack showed me 2041 is achievable with one change.”

J

Jasmine R., 26

Retail + DoorDash · Chicago

FAQ

Common questions

What exactly is a Freedom Year?
+
Your Freedom Year is the specific year your investment portfolio generates enough passive income to cover all your living expenses. Stack calculates it using the Rule of 25: your FI number = annual expenses × 25. When your savings hit that number — growing at a real 7% annual return — you're free.
Do I need to link my bank?
+
No. Stack is manual-logging only. Type in your income and expenses — it takes 60 seconds. No Plaid, no bank credentials, no data leaving your device. Everything stays local.
Is it free?
+
Yes, the core app is free forever. A Stack Pro tier will unlock bank linking, advanced charts, and tax estimates when we launch. The Freedom Year calculator and all core tracking features will always be free.
When does Stack launch?
+
We're in final testing now. Join the waitlist and you'll be among the first to get access — well before the public launch.

The Honest Truth

AI is changing what a career looks like.
Build your exit plan before one is built for you.

The people who come out ahead already knew their number, tracked every income stream, and had a plan. Stack gives you that plan — updated every single day.

Know your freedom year

What's your
freedom year?

Find out in 60 seconds.